Capital Markets

Achmea Mortgages executes portfolio transactions and structured credit solutions tailored to specific allocation or strategic goals (such as RMBS structures). These transactions provide investors with direct exposure to Dutch mortgages, offering flexibility in size, timing, and risk transfer. We manage the entire process from selection and structuring through to closing, with a strong focus on execution certainty. Throughout, we collaborate closely with both internal and external stakeholders.

Our solutions assist insurers and banks in optimizing their balance sheets, capital, and funding through structures including forward flow mandates and structured mortgage products. By ensuring a steady acquisition of newly originated mortgages, these structures enhance scale, predictability, and capital efficiency within Solvency II and Basel regulatory frameworks. This creates capacity for growth, reallocation, or risk transfer. Our approach is always aligned with ALM and accounting objectives.